If you and any of your dependents are covered under a Five Points Benefit Plans sponsored group medical, your coverage will cease at the end of the month in which your termination of employment occurs. However, by law you are entitled to continue group coverage (for you and your covered dependents) for up to 18 months beyond the date your coverage would otherwise cease (Coverage may be continued longer than 18 months in certain circumstances). If you choose to continue coverage, you will generally pay the full cost of your coverage plus a 2 percent administrative fee. Qualified beneficiaries for COBRA coverage only include individuals who were covered by a group health plan on the day before a qualifying event and who were either an employee, the employee’s spouse, or the employee’s dependent child.

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After your employment ends, if you were covered by Five Points Benefit Plans on your last day of employment, you should receive notice of your eligibility to elect COBRA within 2‐3 weeks. For assistance in enrolling in your COBRA benefits call (915) 803-4198